Asset Finance for UK Businesses
Get the equipment, vehicles, or machinery your business needs — without tying up cash. Flexible terms, competitive rates, and fast decisions for UK SMEs.
- £10,000 to £500,000
- Terms from 6 to 60 months
- New or used assets
- Fast approvals with minimal paperwork
Finance the Assets That Move Your Business Forward
Whether you are expanding, upgrading, or replacing essential assets, asset finance allows you to spread the cost while keeping working capital available for day-to-day operations.
How Much Would You Like to Borrow?
Apply online in minutes and receive a quick decision.
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Why Use Asset Finance?
Purchasing assets outright can put unnecessary pressure on cash flow. Asset finance gives your business flexibility while allowing you to benefit from the asset immediately.
Preserve Cash Flow
Protect working capital for day-to-day operations
Match Repayments
Align payments to asset usage and revenue cycles
Upgrade Sooner
Access newer equipment without large upfront costs
Flexible Structures
Finance options tailored to your business needs
Tax Efficiencies
Potential tax benefits depending on finance type
Quick Decisions
Fast approvals with straightforward documentation
Asset Finance Options Available
Hire Purchase
Own the asset at the end of the agreement. Pay a deposit followed by fixed monthly repayments.
Finance Lease
Use the asset while paying monthly rentals, often with lower upfront costs.
Operating Lease
A "use without ownership" option that may help keep the asset off your balance sheet.
Our specialists will help you choose the most suitable structure for your business.
Speak to a Specialist
UK Business Finance Specialists
We work exclusively with UK businesses, offering clear guidance and access to a wide panel of lenders. From quote to completion, the process is fast, transparent, and designed around SMEs.
- Dedicated UK-based team
- Access to multiple lenders
- Transparent process from start to finish
- Tailored solutions for SMEs
Frequently Asked Questions
Q:How quickly can I get approved?
In many cases, approvals are issued the same day, subject to standard checks.
Q:Can you finance used equipment?
Yes. We can finance both new and used assets from approved suppliers.
Q:Is a deposit required?
Deposits vary depending on the asset, finance type, and business profile.
Q:Will this affect my ability to borrow elsewhere?
Asset finance is often structured to minimise impact on other borrowing, but this depends on your circumstances.
Get a Quote Today
Apply in minutes and receive a fast, no-obligation outcome.
